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Insurance and TaxesInsurance: Lenders will require three types of insurance coverage on coastal area properties: windstorm, flood and homeowner's insurance. Windstorm coverage is offered by the state and flood is offered through the national government. Consult with an area specialist and remember to look into the expense of insurance costs at the start of your home search. A great flood insurance resource is http://floodsmart.gov. Information concerning Texas windstorm insurance can be found at http://twia.org/.
Taxes: Remember to calculate property taxes into your budget. For example, property taxes in the City of Galveston are approximately $2.95 per $100 evaluation. That means that the annual taxes on a $100,000 homes will be $2,950. Second home buyers will not qualify for homestead exemptions because the home is not their primary residence. Some communities in Galveston County have MUD districts in which taxes are paid for water and sewer service. :: Galveston MLS :: Houston and Galveston MLS :: Get Daily Email Updates :: Property Organizer Login :: Commercial :: Vacation Rentals :: Home :: Agent :: Contact :: Privacy Policy :: Buyer's Resources :: Dream House Finder :: Free Buyer Reports :: Insurance and Taxes :: Seller's Resources :: Market Analysis :: Free Seller Reports :: Calculators :: Pre-Qualify :: Loan Programs :: ARM Loans :: Galveston.com :: Kemah Boardwalk :: Moody Gardens :: Mardi Gras :: Schlitterbahn :: Seafood Restaurants :: Lone Star Rally :: Galveston Cruises :: Texas Real Estate Commission :: TexasRealEstate.com :: Marketplace :: Library :: Glossary :: Schools :: Weather :: Newsletter :: By The Sea Condos :: Diamond Beach :: Emerald By The Sea :: Ocean Grove Condos :: Victorian Condos ::
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